Car accident scenario: other driver has no insurance!!!
If you are involved in a car accident it is pleasant to know that your car insurance will cover the damages. But what if the other person has no insurance? Here are what you might do in such situations.
How-to deal with Car accident when other driver has no insurance?
Check out if your insurance company provide Uninsured and Underinsured Motorist Coverage (UM/UIM) insurance because this can be very useful in car crash with other person who has no auto insurance. If you purchased this kind of insurance for your vehicle – your insurance company will cover the damages after the car accident no matter that other driver doesn’t have car insurance.
What to do when driver two has no insurance:
Driving without a car insurance is illegal in some regions. But if you experienced car crash and neihter you or the other driver have an insurance – you still have some options. Here’s what to do.
Usually when you cause a car accident your insurance company pays for the damages to the other driver. But if you have no insurance, then you have to pay by everything from your pocket or the victim may sue you.